LOAN APPLICATION
You may apply the loan with our appointed panel bankers or choose any bank/finance institute of your choice.
Documents required for loan processing by banks/finance institutes:
- Employed Applicants
- Booking receipt of the property purchased
- Photocopy of title deed if available
- Photocopy of identity card (for Malaysians) or Passport (for non-Malaysians)
- Latest 6 months salary slips
- Latest 6 months bank accounts statements indicating salary credited
- Latest tax assessment Form B with receipt
- Latest EPF statement
- Employment Letter
- Other documents as may be required by bank/finance institute
- Self-Employed Applicants
- Booking receipt of the property purchased
- Photocopy of title deed if available
- Photocopy of identity card (for Malaysians) or Passport (for non-Malaysians)
- Company Registration Form i.e. Form 24, Form 49 and M&A or other relevant documents
- Latest financial statements
- Latest 3 months bank statements
- Latest tax assessment
- Other documents as may be required by bank/finance institute
Loan Application from Government:
- Basic Terms
- Permanent government employees.
- Malaysian.
- Application form submitted 1 year prior to retirement / termination of service.
- Serve at least 1 year.
- Was confirmed.
- Not a bankrupt debtor sentence/eater salary can not afford being in disciplinary action.
- Joint loans of husband and wife, to take over loans between husband and wife and two loans in the name of the Sale and purchase agreement must be accompanied by a copy of the marriage certificate or marriage registration certified by the Head of Department.
- Documents required
- Loan application form
- Latest 3 months salary slip
- Original cover letter from your Head of Department
- Certified copy of letter confirmation for Jawatan Berpencen whose had deducted EPF by Head of Department
- Certified copy of letter confirmation for your current position and grade by Head of Department
- Certified copy of identity card by Head of Department
- Certified copy of title deed by solicitor/developer
- Certified copy of Sale and Purchase Agreement by solicitor
- Borang Akuan Pemilihan Insurans/Takaful
- Borang 2 – Surat Persetujuan Menyelesaikan Baki Hutang Pinjaman Perumahan Serta Faedah/Keuntungan Dari Gaji, Apa-apa Faedah Persaraan dan Terimaan daripada kerajaan
Schedule for your qualify earning from government to obtain loan under “Garis Panduan Pembiayaan Perumahan LPPSA Bil. 2/2018:
| Net Monthly Salary (RM) | Loan Entitlement (RM) |
|---|---|
| 6,500 and above | 750,000 |
| 6,000 | 720,000 |
| 5,700 | 680,000 |
| 5,500 | 650,000 |
| 5,000 | 600,000 |
| 4,700 | 560,000 |
| 4,500 | 540,000 |
| 4,300 | 510,000 |
| 4,000 | 470,000 |
| 3,800 | 450,000 |
| 3,500 | 420,000 |
| 2,900 | 340,000 |
| 2,300 | 270,000 |
| Sehingga 1,700 | 200,000 |
The schedule shown above is for your reference only and subject to change, any further information please contact Bahagian Pinjaman Perumahan, Perbendaharaan Malaysia at 03-8880 2000/2200/2400 or visit their website at https://www.lppsa.gov.my/v3/my/.